:root{--navy:#082d65;--navy-dark:#041f4b;--blue:#075bd8;--yellow:#ffc400;--ink:#071d45;--muted:#536783;--green:#20ad61;--line:#d8e3f0;--pale:#f4f8fd;--shadow:0 10px 28px #082d6517}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);font-family:var(--font-manrope),Arial,sans-serif;background:#fff;margin:0;font-size:15px}a{color:inherit;text-decoration:none}button,input,select{font:inherit}.container{width:min(1400px,100% - 64px);margin-inline:auto}.button{text-transform:none;cursor:pointer;border:1px solid #0000;border-radius:7px;justify-content:center;align-items:center;min-height:46px;padding:0 24px;font-size:14px;font-weight:800;transition:all .18s;display:inline-flex}.button:hover{transform:translateY(-1px);box-shadow:0 7px 18px #072d6529}.button-navy{background:var(--navy);color:#fff}.button-yellow{background:var(--yellow);color:#061e46}.button-outline{color:#0754c5;background:#fff;border-color:#1261e4}.text-link{color:#075bd8;font-weight:700;text-decoration:underline}.site-header{z-index:50;background:#fff;border-bottom:1px solid #e8eef6;height:76px;position:sticky;top:0}.header-inner{align-items:center;gap:22px;height:100%;display:flex}.wordmark{flex-direction:column;flex:none;width:180px;line-height:.88;display:flex}.wordmark span{letter-spacing:-2.7px;color:#082d65;font-size:37px;font-weight:850}.wordmark span b{color:#ffbc00}.wordmark small{color:#08234e;margin-top:8px;font-size:10px;font-weight:750;line-height:1}.site-header nav{gap:30px;margin-left:auto;font-size:12px;font-weight:700;display:flex}.site-header nav a{border-bottom:3px solid #0000;padding:28px 0 24px}.site-header nav a:hover{color:#075bd8;border-color:#075bd8}.icon-button{border:1px solid var(--line);border-radius:8px;place-items:center;width:45px;height:45px;font-size:25px;display:grid}.header-blog{color:#082d65;border-color:#075bd8}.header-cta{min-width:145px}.mobile-menu{display:none}.reference-hero{background:linear-gradient(115deg,#f5f9ff 0%,#fff 72%);height:352px;overflow:hidden}.reference-hero-grid{grid-template-columns:54% 46%;height:100%;display:grid;position:relative}.reference-copy{z-index:3;padding:54px 0 0 14px}.reference-copy h1{letter-spacing:-1.8px;max-width:700px;margin:0;font-size:42px;font-weight:800;line-height:1.12}.reference-copy>p{margin:14px 0 30px;font-size:20px}.trust-cards{grid-template-columns:repeat(4,1fr);gap:14px;max-width:720px;display:grid}.trust-cards article{text-align:center;background:#fff;border:1px solid #edf2f8;border-radius:10px;height:118px;padding:12px 10px;box-shadow:0 6px 18px #082d650f}.trust-icon{place-items:center;height:45px;display:grid}.trust-icon svg{fill:none;stroke:#0959d0;stroke-width:2.5px;stroke-linecap:round;stroke-linejoin:round;width:39px;height:39px}.peso-icon{color:#fff;background:#2164c5;border-radius:50%;place-items:center;width:35px;height:35px;font-size:23px;font-weight:800;display:grid}.trust-cards h3{margin:5px 0;font-size:13px}.trust-cards p{color:#162b4c;margin:0;font-size:10px;line-height:1.45}.hero-visual{height:100%;position:relative}.yellow-orb{background:var(--yellow);border-radius:50%;width:440px;height:440px;position:absolute;top:15px;right:0}.hero-visual img{z-index:2;width:425px;height:auto;position:absolute;top:-7px;right:13px}.hero-visual aside{z-index:3;color:#fff;background:linear-gradient(145deg,#0a3b83,#072a61);border-radius:18px;width:235px;min-height:240px;padding:24px 23px;position:absolute;top:30px;left:2px;box-shadow:0 16px 35px #0427582e}.hero-visual aside h2{margin:0 0 18px;font-size:20px}.hero-visual aside p{align-items:flex-start;gap:10px;margin:0 0 18px;font-size:12px;line-height:1.4;display:flex}.hero-visual aside b{background:var(--yellow);color:#0a3c84;border-radius:50%;flex:none;place-items:center;width:16px;height:16px;font-size:10px;display:grid}.search-wrap{z-index:8;margin-top:-25px;position:relative}.loan-search{color:#fff;background:linear-gradient(110deg,#0c4da3,#0b2c68);border-radius:17px;grid-template-rows:auto auto;grid-template-columns:1.1fr 1.1fr 1.1fr 1.05fr;gap:9px 22px;min-height:130px;padding:20px 30px;display:grid;box-shadow:0 12px 30px #042a5e2e}.search-heading{grid-column:1/-1}.search-heading h2{margin:0;font-size:20px}.loan-search label{font-size:11px;font-weight:600}.loan-search label span{font-weight:400}.loan-search select{color:#0b2148;background:#fff;border:0;border-radius:6px;width:100%;height:45px;margin-top:6px;padding:0 15px;font-weight:750;display:block}.loan-search .button{text-transform:uppercase;grid-area:2/4;height:45px;margin-top:17px;font-size:16px}.secure-note{text-align:center;grid-area:3/4;margin-top:-3px;font-size:10px}.popular{align-items:center;gap:12px;padding:19px 30px 14px;font-size:11px;display:flex}.popular a{color:#075bd8;background:#fff;border:1px solid #bcd0ed;border-radius:20px;padding:8px 18px}.offers-section{padding:10px 14px 20px}.offers-heading{justify-content:space-between;align-items:flex-end;margin:0 20px 18px;display:flex}.offers-heading h2{margin:0 0 4px;font-size:20px}.offers-heading p{margin:0;font-size:10px}.offers-heading>p{font-size:10px}.offers-heading a{color:#075bd8;margin-left:20px}.offer-labels,.offer-list article{grid-template-columns:1.45fr 1.02fr .92fr 1.05fr .92fr .5fr .63fr;align-items:center;gap:18px;display:grid}.offer-labels{text-transform:uppercase;color:#2f4564;padding:0 44px 9px;font-size:9px}.offer-list article{border:1px solid #dce5f0;border-radius:11px;min-height:75px;margin-bottom:6px;padding:10px 22px;font-size:12px;box-shadow:0 5px 17px #082d650f}.offer-list article>p{margin:0}.offer-list article>strong{color:#111;font-size:16px}.offer-brand{align-items:center;gap:13px;display:flex}.offer-brand>span{text-align:center;width:48px;font-size:16px;font-style:italic;font-weight:900}.offer-brand h3{margin:0;font-size:17px;line-height:1}.offer-brand small{color:#263a55;font-size:10px}.offer-sec{align-items:flex-start;gap:8px;display:flex}.offer-sec>b{color:var(--green);font-size:16px}.offer-sec span{font-size:11px;font-weight:700}.offer-sec a{color:#075bd8;margin-top:5px;font-size:9px;text-decoration:underline;display:block}.offer-rating{flex-direction:column;display:flex}.offer-rating b{white-space:nowrap;font-size:15px}.offer-rating i{color:#ffb400;font-style:normal}.offer-rating small{font-size:9px}.offer-list .button{min-height:42px;padding:0 15px;font-size:11px}.more-lenders{gap:25px;width:max-content;min-height:39px;margin:13px auto 0;display:flex}.process-panel,.reasons-panel{border:1px solid #dce6f2;border-radius:10px;margin-top:4px;padding:13px 26px 18px;box-shadow:0 4px 14px #082d6508}.process-panel h2,.reasons-panel h2{margin:0 0 12px;font-size:18px}.process-row{grid-template-columns:repeat(5,1fr);display:grid}.process-row article{align-items:center;gap:10px;min-width:0;padding:0 17px 0 2px;display:flex;position:relative}.step-number{color:#fff;z-index:2;background:#082d65;border-radius:50%;place-items:center;width:21px;height:21px;font-size:10px;font-weight:800;display:grid;position:absolute;top:-3px;left:-7px}.process-icon{color:#0c55bd;background:#e8f2ff;border-radius:50%;flex:none;place-items:center;width:53px;height:53px;font-size:28px;display:grid}.process-row h3{margin:0 0 5px;font-size:10px}.process-row p{margin:0;font-size:8.5px;line-height:1.45}.process-arrow{color:#83aeea;font-size:26px;position:absolute;right:1px}.reasons-panel{margin-top:20px;margin-bottom:20px;padding-bottom:16px}.reasons-panel>div{grid-template-columns:repeat(5,1fr);gap:13px;display:grid}.reasons-panel article{align-items:center;gap:12px;display:flex}.reasons-panel article>span{color:#0953bc;background:#e9f2ff;border-radius:50%;flex:none;place-items:center;width:55px;height:55px;font-size:28px;display:grid}.reasons-panel h3{margin:0 0 5px;font-size:10px}.reasons-panel p{margin:0;font-size:8.5px;line-height:1.45}.disclosure{background:#fff9e8;border:1px solid #f0dfaf;border-radius:9px;align-items:center;gap:14px;min-height:54px;margin:0 0 20px;padding:9px 25px;font-size:10px;display:flex}.disclosure>span{color:#d99200;font-size:22px}.disclosure p{flex:1;margin:0}.disclosure b{color:#ad6f00}.disclosure a{color:#0754c5;font-weight:700;text-decoration:underline}.footer{color:#fff;background:linear-gradient(110deg,#063373,#03255c);padding:25px 0 12px}.footer-grid{grid-template-columns:1.35fr repeat(3,.85fr) 1.35fr;gap:36px;display:grid}.wordmark-light span,.wordmark-light small{color:#fff}.footer p{color:#fff;margin:10px 0;font-size:11px;line-height:1.6}.footer h3{text-transform:uppercase;margin:5px 0 14px;font-size:12px}.footer-grid>div:not(:first-child){flex-direction:column;align-items:flex-start;gap:9px;font-size:10px;display:flex}.socials{gap:11px;display:flex}.socials span{background:#ffffff2e;border-radius:50%;place-items:center;width:24px;height:24px;font-size:11px;font-weight:800;display:grid}.newsletter h3{text-transform:none;font-size:13px}.newsletter form{gap:7px;width:100%;display:grid}.newsletter input{border:0;border-radius:4px;height:39px;padding:0 12px;font-size:10px}.newsletter .button{width:100%;min-height:38px;font-size:11px}.footer-bottom{text-align:center;border-top:1px solid #ffffff24;margin-top:18px;padding-top:11px;font-size:9px}.page-hero{background:var(--pale);padding:45px 0}.page-hero h1{margin:0 0 10px;font-size:38px}.page-hero p{color:var(--muted);max-width:760px}.section{padding:45px 0}.info-card,.article-card,.filter-panel{border:1px solid var(--line);background:#fff;border-radius:10px;margin-bottom:18px;padding:22px}.article-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.content-grid{grid-template-columns:260px 1fr;gap:28px;display:grid}.detail-hero{align-items:center;gap:18px;display:flex}.detail-logo{color:#fff;border-radius:18px;place-items:center;width:70px;height:70px;font-size:23px;font-weight:900;display:grid}.detail-grid{grid-template-columns:1.5fr .7fr;gap:24px;display:grid}.data-list{grid-template-columns:1fr 1fr;gap:14px;display:grid}.data-list div{border-bottom:1px solid #edf1f6;padding-bottom:10px}.data-list small{color:var(--muted);display:block}.sticky-card{position:sticky;top:95px}.fine-print{color:var(--muted);font-size:12px;line-height:1.6}.calculator{max-width:760px}.calculator-grid{grid-template-columns:1fr 1fr;gap:18px;display:grid}.calculator input,.calculator select{border:1px solid var(--line);border-radius:6px;width:100%;height:44px;margin-top:7px;padding:0 12px}.calc-output{background:var(--navy);color:#fff;border-radius:12px;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:22px;padding:25px;display:grid}.lender-card{border:1px solid var(--line);border-radius:10px;grid-template-columns:1.1fr .75fr 1.25fr .85fr auto;align-items:center;gap:20px;margin-bottom:10px;padding:18px;display:grid}.lender-brand,.directory-company{align-items:center;gap:13px;display:flex}.lender-brand>span,.directory-company>span{color:#fff;border-radius:10px;place-items:center;width:46px;height:46px;font-weight:900;display:grid}.lender-card small,.lender-card b{display:block}.checked{color:var(--green)}.record-date{color:var(--muted);font-size:10px}.directory-hero{background:linear-gradient(100deg,#f5f9ff,#fff);padding:42px 0}.directory-hero h1{margin:8px 0;font-size:39px}.breadcrumbs{font-size:12px}.directory-trust{grid-template-columns:repeat(4,1fr);gap:18px;padding:22px 0;display:grid}.directory-main{padding:20px 0 45px}.directory-layout{grid-template-columns:250px 1fr;gap:28px;display:grid}.directory-filters{border:1px solid var(--line);border-radius:10px;height:max-content;padding:18px}.directory-filters label{margin:14px 0;font-size:12px;font-weight:700;display:block}.directory-filters input,.directory-filters select{border:1px solid var(--line);border-radius:6px;width:100%;height:40px;margin-top:6px;padding:0 10px}.filter-heading,.results-head{justify-content:space-between;align-items:center;display:flex}.filter-note{color:var(--muted);font-size:10px}.directory-row{border:1px solid var(--line);border-radius:9px;grid-template-columns:1.25fr .8fr 1.3fr .8fr auto;align-items:center;gap:18px;margin-bottom:8px;padding:14px;font-size:11px;display:grid}.directory-company>span{width:42px;height:42px}.directory-company b,.directory-company small{display:block}.directory-company small{color:var(--muted)}.load-more{margin:18px auto;display:flex}.directory-complete,.directory-empty{text-align:center;padding:30px}.directory-caution,.sec-source-notice{background:#fff8e5;border:1px solid #f0dfaf;border-radius:8px;margin-bottom:16px;padding:12px;font-size:11px}:focus-visible{outline-offset:3px;outline:3px solid #79aaff}@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}@media (max-width:1100px){.container{width:min(100% - 36px,1400px)}.site-header nav{gap:16px}.reference-copy h1{font-size:35px}.hero-visual aside{display:none}.hero-visual img{right:-25px}.offer-labels,.offer-list article{grid-template-columns:1.4fr 1fr 1fr 1fr .8fr auto}.offer-labels span:nth-child(6),.offer-list .offer-rating{display:none}.process-row p,.reasons-panel p{font-size:8px}.footer-grid{gap:22px}}@media (max-width:820px){.site-header nav,.header-blog,.header-cta,.icon-button{display:none}.mobile-menu{margin-left:auto;display:block;position:relative}.mobile-menu summary{font-size:25px;list-style:none}.mobile-menu>div{width:230px;box-shadow:var(--shadow);background:#fff;flex-direction:column;padding:12px;display:flex;position:absolute;top:38px;right:0}.mobile-menu a{padding:11px}.reference-hero{height:auto;min-height:610px}.reference-hero-grid{display:block}.reference-copy{padding:35px 0 0}.reference-copy h1{font-size:34px}.trust-cards{grid-template-columns:1fr 1fr;gap:8px;width:54%}.hero-visual{width:55%;height:400px;position:absolute;bottom:0;right:0}.yellow-orb{width:340px;height:340px;right:-80px}.hero-visual img{width:320px;top:0;right:-35px}.search-wrap{margin-top:-20px}.loan-search{grid-template-columns:1fr 1fr}.search-heading{grid-column:1/-1}.loan-search .button{grid-area:auto/1/auto/-1;margin-top:0}.secure-note{grid-area:auto/1/auto/-1}.popular{flex-wrap:wrap}.offer-labels{display:none}.offer-list article{grid-template-columns:1.3fr 1fr 1fr auto}.offer-list article>p:nth-of-type(2),.offer-sec,.offer-rating{display:none}.process-row,.reasons-panel>div{grid-template-columns:1fr 1fr}.process-row article,.reasons-panel article{margin-bottom:15px}.process-arrow{display:none}.footer-grid{grid-template-columns:1fr 1fr}.directory-layout,.detail-grid,.content-grid{grid-template-columns:1fr}.article-grid{grid-template-columns:1fr 1fr}}@media (max-width:560px){.container{width:min(100% - 24px,1400px)}.site-header{height:68px}.wordmark{width:145px}.wordmark span{font-size:31px}.reference-hero{min-height:720px}.reference-copy h1{font-size:30px}.reference-copy>p{font-size:16px}.trust-cards{width:100%;margin-top:255px}.hero-visual{width:100%;height:300px;bottom:230px}.yellow-orb{width:280px;height:280px;right:-30px}.hero-visual img{width:275px;top:-10px;right:-4px}.loan-search{grid-template-columns:1fr;padding:18px}.search-heading,.loan-search .button,.secure-note{grid-column:1}.offers-heading{display:block}.offers-heading>p{margin-top:10px}.offer-list article{grid-template-columns:1fr auto;padding:14px}.offer-list article>p,.offer-list article>strong{display:none}.process-row,.reasons-panel>div,.footer-grid,.article-grid,.calculator-grid,.calc-output,.data-list{grid-template-columns:1fr}.process-panel,.reasons-panel{padding:16px}.disclosure a{display:none}.directory-row,.lender-card{grid-template-columns:1fr}.directory-row>a,.lender-card>a{width:100%}}.header-inner{gap:19px}.wordmark{width:175px}.site-header nav{white-space:nowrap;gap:27px;font-size:11px}.icon-button{width:42px;height:42px;font-size:23px}.header-blog{padding-inline:20px}.header-cta{min-width:130px;padding-inline:17px}.trust-cards p{font-size:9.5px;line-height:1.38}@media (min-width:821px) and (max-width:1100px){.site-header nav{gap:14px}.hero-visual aside{width:205px;padding:21px 18px;display:block;left:-12px}.hero-visual aside p{margin-bottom:15px;font-size:11px}}@media (max-width:820px){.hero-visual aside{display:none}}@media (min-width:821px){.loan-search{grid-template-rows:auto 1fr;height:130px;min-height:130px;padding:17px 30px 13px;position:relative}.secure-note{margin:0;position:absolute;bottom:9px;right:73px}.offer-labels,.offer-list article{grid-template-columns:1.45fr 1.02fr .92fr 1.05fr .92fr .5fr .63fr}.offer-labels span:nth-child(6),.offer-list .offer-rating{display:flex}.loan-search .button{margin-top:0}}
